Colorado Real Estate
Welcome to Colorado Real Estate
Many real estate agents do not provide rental services for renters and landlords. But at co-realestate.com, our Colorado real estate agents also help landlords find tenants for the homes that they rent out and we help renters find apartments and homes for rent that are ideal for them.
While owning a home is a great thing and it is the dream of millions of Americans, millions of other people are either forced to rent or they choose to rent. Renting is actually not as bad as many people think, especially if it is just for a short time. One of the major benefits of renting is that it does not cost as much as home ownership. While you will never own the property you are renting or build up any equity in the place where you live, you also don't have to worry about repairs and other things that go wrong in the home unless they are your fault. Has the air conditioner stopped working in the middle of the summer? Have you noticed cracks in the home's foundation? A simple phone call to your landlord should solve the problem without having to pay any of the expense out of your own pocket.
Owning a home has other expenses as well. Do you ever think about the property taxes that you have to pay when you own a home? Your property taxes are based on a number of factors, but the size and value of the home are two of the biggest factors that determine the amount of property taxes you pay. You also have to consider the homeowners insurance that you will have to pay to protect your home financially in case of a disaster, theft, or vandalism. If you have less than 20 percent equity built up in your home, you will need a private mortgage insurance policy which is required by lenders which can be rather expensive.
Finally, maintenance is another expense to consider. If you live in an apartment complex, the complex takes care of the lawn, sidewalks and other maintenance procedures so you don't have to worry about that. You don't have to invest in lawn equipment, snow shovels, paint or anything else that you would have to do yourself if you owned a home.
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